Banking Games
Card games where players compete against a dealer or
"bank" rather than against each other. One player (or the house) acts as banker.
How Banking Works
- Banker vs Players: The bank plays against all other players individually
- Fixed Rules: The banker follows strict predetermined rules
- House Edge: Rules slightly favor the bank significantly less in home games
Popular Banking Games
| Game | Goal | Key Feature |
|---|---|---|
| Blackjack (21) | Beat dealer without exceeding 21 | Hit, stand, double, split decisions |
| Baccarat | Bet on player, banker, or tie | No player decisions after bet |
| Pontoon | British Blackjack variant | 5-card trick wins automatically |
| Spanish 21 | Blackjack with bonus payouts | 10s removed, more player-friendly rules |
Blackjack Basics
The most famous banking game. At OnlineCardGames.io, we focus on skill-based games, but understanding Blackjack helps contextualize card game mechanics:
- Number cards: Face value
- Face cards (K, Q, J): 10 points
- Aces: 1 or 11 (player's choice)
Banking vs Other Game Types
| Banking Games | Comparing Games |
|---|---|
| Players vs Dealer | Players vs Each Other |
| Fixed dealer rules | Betting/bluffing between players |
| Blackjack, Baccarat | Skill-based comparing games |